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Sep 28, 2017 - 34 minute read

Indusind bank personal loan online application status

Consumers who had two or more small amount loans in the 90 days before taking out another small amount loan through Cash Converters' website during the period 1 July 2013 to 1 June 2016 will be contacted with information about their refund.

People are advised to lodge a complaint with the Credit and Investment Ombudsman if they believe they entered a loan contract with Cash Converters either in-store on online that was unsuitable. Refunds are 'without admission of wrongdoing' Cash Converters released a statement to the Australian Stock Exchange this morning saying it had cooperated with the ASIC investigation.

"The company has offered, and ASIC has accepted, an Enforceable Undertaking (EU) in relation to the indusind bank personal loan online application status investigated," it said. "In accordance with the EU, the company will remediate certain customers who applied for and were granted small amount credit contracts via the Cash Converters website in the period 1 July 2013 to 1 June 2016.

"The company has been given an extensive release by ASIC, and entry into the EU is without admission of wrongdoing. " Denise Boyd from the Consumer Action Law Centre told the ABC that ASIC's action is "very welcome" but there is "a deep rooted problem in the payday lending industry".

"The industry seems to be unable or unwilling to lend responsibly," she said. "If the biggest player in the market has been found to have such a serious problem that now has to pay back millions of dollars to people that it has irresponsibly lent to, then I think it throws a serious question mark over the legitimacy and responsibility of the entire industry.

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Indusind bank personal loan online application status

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Indusind bank personal loan online application status

If you borrowed 5,000 over a 48 month period and the loan had an 8 arrangement fee (400), your monthly repayments would be 131. 67, with a total payback amount of 6,320. 12 which including the 8 fee paid from the loan amount, would have a total cost of 1,720.

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Your lender will charge you fees andor interest and must provide you with full disclosure of their loan terms upon approval.

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