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Sep 28, 2017 - 34 minute read

Icici bank com personal loan

Citizen or permanent resident Earn a steady monthly income of at least 1,000 after taxes Have a checking account in your name Be able to provide work and home phone numbers, as well as a valid email address.

Please note that meeting these requirements does not mean that you will be connected with a lender. After you submit your loan request, we search our network for lenders for available loan options. Convenient Loan Disbursement and Icici bank com personal loan. If your request for a personal loan has been approved, your lender will ask that you review and sign the agreement so that your loan can be processed.

In most cases, your funds can be deposited directly into your bank account via electronic fund transfer in as little as 1 business day.

Icici bank com personal loan

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Icici bank com personal loan

You will be given the details on the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement during the loan request process.

The APR on a short term loan can range from 200 to 2,290 depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on. See a Representative Example.

Borrow 200 for 14 days with a 30 to 60 lender fee. Your estimated APR is 391 to 782 Calculation: (lender fee loan amount) x (amount of days in a year duration of the loan) x 100 Low End of Range: (30 200) (365 days 14 days) x 100 391. 07 High Icici bank com personal loan of Range: (60 200) (365 days 14 days) x 100 782. 14 Payday loans are relatively expensive when compared with other loan products.

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