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Sep 28, 2017 - 34 minute read

Can you get a personal loan for 10 years

Many homeowners who have a conventional loan now want to refinance that requires less paperwork. While there is not an official conventional streamline program, the HARP refinance comes close.

Most homeowners do not need an appraisal to use this loan. HARP is open to those with a Fannie Mae or Freddie Mac loan, and since these agencies have an appraisal on record, they usually dont require another one. Documentation requirements are lower with HARP, mainly due to computerized approval systems.

Most refinance applicants will only need to supply pay stubs, a W2, and a bank statement if any cash is required to close the loan.

Can you get a personal loan for 10 years

Cash advances should not be used as a long-term financial solution, and extended use may be expensive. Borrowers with credit difficulties should seek credit counseling.

All product and service options subject to change without notice. Cash advances subject to applicable lender's terms and conditions. Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Finance Lenders Law. Principal address 7755 Montgomery Road, Suite 400, Cincinnati, OH 45236. Same day funds available only to customer who apply at an Allied branch location.

Online Loans: AlliedCash. com is not a direct online lender and does not provide online lending services directly to consumers.

Can you get a personal loan for 10 years

Similarly, there may also be charges applied for nonsufficient funds. As an example, if your 100 loan is 15 days past due, you may be assessed a charge that is equal to 10 of the principle balance as well as a 25 nonsufficient funds fee.

Many of the lenders in our network stick with in-house debt collection practices rather than selling your debt to an outside collection agency, and they will never sue you or threaten criminal charges against you.

Your lender may attempt to collect your debt via email, postal mail, telephone, or text message, and they may offer you a settlement so that you can repay your debt over time. All of our lenders are required to adhere to the Fair Debt Collection Practices Act which protects you from harassment. You can contact your lender for more information about its specific policies.

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